A Local Insurance Agency for Charlotte Families
Charlotte is a big city, but buying insurance here doesn’t have to feel impersonal. Childers-Harris Insurance Agency, part of Charlotte Insurance Group, has been helping Charlotte families since 1953. Today Kelly Childers and Scott Harris carry on the family agency from our office on Matthews Mint Hill Rd, right on Charlotte’s southeast edge.
Close to east and southeast Charlotte
We’re just past the city line from east and southeast Charlotte neighborhoods like Hickory Grove, Idlewild, East Forest and Sardis Woods, and from corridors like Albemarle Road, Lawyers Road and Sardis Road North. Our office is about 12 miles from Uptown, and our mailing address is a Charlotte 28227 post office box. We also help clients all over the city and across North and South Carolina, where we’re licensed.
We’re an independent insurance agency representing Nationwide and other carriers. Rather than one company’s price, you get options from many top carriers and a straight explanation of how they compare.
Visit, call or text
Childers-Harris Insurance Agency
7130 Matthews Mint Hill Rd
Mint Hill, NC 28227
About 12 miles from Uptown Charlotte
Monday–Friday, 9 AM–5 PM
Call/Text: 704-545-6700
Email: agency@cltinsgroup.com
Car insurance in Charlotte
Charlotte driving can mean Independence Boulevard at rush hour, I-485 and I-77, and parking in Uptown. We’ll help you choose liability limits, uninsured motorist coverage and comprehensive and collision coverage that fit how you drive. We can also help you add a teen driver or a new car.
Home and renters insurance
We insure brick ranches from the 1960s and 70s, newer townhomes and everything in between. We’ll go over replacement cost, older roofs and plumbing, water backup and personal liability. Renters can get coverage for their belongings and liability.
More about home insurance More about renters insurance
Business insurance
We write general liability, workers’ comp, commercial auto, business property and business owner’s policies for Charlotte contractors, shops, restaurants and offices. Scott leads our commercial clients.
Umbrella and life insurance
An umbrella policy adds liability protection above your home and auto coverage. Life insurance helps protect the people who depend on your income.
Good to know for Charlotte homeowners
- Flooding: Charlotte-Mecklenburg Storm Water Services calls flooding Mecklenburg County’s number one weather-related risk, and standard home and renters policies don’t cover flood. Look up your address on the county’s 3D Floodzone map, then ask us about a separate flood policy.
- Condos and townhomes: Condo owners usually need an HO-6 policy that works alongside the association’s master policy. We’ll help you see what your HOA expects you to cover.
- Storms: Severe thunderstorms, hail, high winds and the remnants of tropical systems all reach the Charlotte area. Know your wind and hail deductible before you need it.
Why work with us
- One local agency for home, auto, business and life
- Policy reviews with no pressure, and comparisons when your rate goes up
- Help with changes, billing and claims from people who know you
Common questions
Is Childers-Harris the same as Charlotte Insurance Group?
Yes. Childers-Harris Insurance Agency is part of Charlotte Insurance Group. Same family, same office, same service.
Does my homeowners policy cover flooding?
No. Standard home and renters policies don’t cover flood damage. Flood coverage is a separate policy, and we can talk through your options.
More insurance questions and answers
Get a quote in Charlotte
Get a quote online in a few minutes, or call or text 704-545-6700, Monday through Friday, 9 to 5.
